Regeling koopsubsidiegrenzen en koopsubsidieplafond 2025

[Regeling vervalt per 01-01-2026.]
Geraadpleegd op 24-12-2025.
Geldend van 01-01-2025 t/m heden.

Regeling van de Minister van Volkshuisvesting en Ruimtelijke Ordening van 9 december 2024, nr. 2024-0000937784, houdende vaststelling van percentages, bedragen en inkomensklassen ingevolge de Wet bevordering eigenwoningbezit en wijziging van enkele bedragen in die wet (Regeling koopsubsidiegrenzen en koopsubsidieplafond 2025)

§ 1. Vaststelling van percentages, bedragen en inkomensklassen ingevolge de Wet bevordering eigenwoningbezit

Artikel 3

De financieringslastnorm, bedoeld in artikel 29, eerste lid, van de Wet bevordering eigenwoningbezit, bedraagt:

  • a. voor een- en meerpersoonshuishoudens:

     

    Financieringslastnorm

    1

    19,00%

    2

    19,00%

    3

    19,00%

    4

    20,50%

    5

    20,50%

    6

    22,00%

    7

    22,00%

    8

    23,00%

    9

    23,00%

    10

    24,00%

    11

    24,00%

    12

    24,50%

    13

    24,50%

    14

    24,50%

    15

    24,50%

    16

    24,50%

    17

    24,50%

    18

    24,50%

    19

    24,50%

    20

    24,50%

    21

    24,50%

    22

    24,50%

    23

    24,50%

    24

    24,50%

    25

    24,50%

    26

    24,50%

    27

    24,50%

    28

    24,50%

    29

    24,50%

    30

    24,50%

    31

    24,50%

    32

    24,50%

    33

    24,50%

    34

    24,50%

    35

    24,50%

    36

    24,50%

    37

    24,50%

    38

    24,50%

    39

    24,50%

    40

    24,50%

    41

    24,50%

    42

    24,50%

    43

    24,50%

    44

    24,50%

    45

    24,50%

    46

    24,50%

    47

    24,50%

    48

    24,50%

    49

    24,50%

    50

    24,50%

    51

    24,50%

    52

    24,50%

    53

    24,50%

    54

    24,50%

    55

    24,50%

    56

    24,50%

    57

    24,50%

    58

    24,50%

    59

    24,50%

    , en

  • b. voor een- en meerpersoonsouderenhuishoudens:

     

    Financieringslastnorm

    1

    18,00%

    2

    18,00%

    3

    18,00%

    4

    20,00%

    5

    20,00%

    6

    22,00%

    7

    22,00%

    8

    24,00%

    9

    24,00%

    10

    25,00%

    11

    25,00%

    12

    25,50%

    13

    25,50%

    14

    26,00%

    15

    26,00%

    16

    26,50%

    17

    26,50%

    18

    27,00%

    19

    27,00%

    20

    27,50%

    21

    27,50%

    22

    27,50%

    23

    27,50%

    24

    28,00%

    25

    28,00%

    26

    28,00%

    27

    28,00%

    28

    28,50%

    29

    28,50%

    30

    28,50%

    31

    28,50%

    32

    28,50%

    33

    28,50%

    34

    29,00%

    35

    29,00%

    36

    29,00%

    37

    29,00%

Artikel 4

Het percentage, bedoeld in artikel 29, tweede lid, van de Wet bevordering eigenwoningbezit, waarmee de financieringslastnorm, bedoeld in het eerste lid van dat artikel, ten hoogste kan worden vermeerderd, bedraagt:

  • a. voor een- en meerpersoonshuishoudens:

     

    Opslagpercentage

    1

    6,40%

    2

    6,40%

    3

    6,40%

    4

    6,40%

    5

    6,40%

    6

    6,40%

    7

    6,40%

    8

    6,40%

    9

    6,40%

    10

    6,40%

    11

    6,40%

    12

    6,40%

    13

    6,40%

    14

    6,40%

    15

    6,40%

    16

    6,40%

    17

    6,40%

    18

    6,40%

    19

    6,40%

    20

    6,40%

    21

    6,40%

    22

    6,40%

    23

    6,40%

    24

    6,40%

    25

    6,40%

    26

    6,40%

    27

    6,40%

    28

    6,40%

    29

    6,40%

    30

    6,40%

    31

    6,40%

    32

    6,40%

    33

    6,40%

    34

    6,24%

    35

    5,90%

    36

    5,56%

    37

    5,23%

    38

    4,91%

    39

    4,59%

    40

    4,28%

    41

    3,98%

    42

    3,68%

    43

    3,39%

    44

    3,11%

    45

    2,83%

    46

    2,56%

    47

    2,29%

    48

    2,03%

    49

    1,77%

    50

    1,52%

    51

    1,27%

    52

    1,02%

    53

    0,79%

    54

    0,55%

    55

    0,32%

    56

    0,10%

    57

    0,00%

    , en

  • b. voor een- en meerpersoonsouderenhuishoudens:

     

    Opslagpercentage

    1

    2,40%

    2

    2,40%

    3

    2,40%

    4

    2,40%

    5

    2,40%

    6

    2,40%

    7

    2,40%

    8

    2,40%

    9

    2,40%

    10

    2,40%

    11

    2,40%

    12

    2,40%

    13

    2,40%

    14

    2,40%

    15

    2,40%

    16

    2,40%

    17

    2,40%

    18

    2,40%

    19

    2,40%

    20

    2,40%

    21

    2,40%

    22

    2,40%

    23

    2,40%

    24

    2,40%

    25

    2,40%

    26

    2,40%

    27

    2,40%

    28

    2,40%

    29

    2,40%

    30

    2,40%

    31

    2,40%

    32

    2,40%

    33

    2,40%

    34

    1,74%

    35

    1,40%

    36

    1,06%

    37

    0,73%

    38

    0,00%

Artikel 5

De inkomensklassen en de daarbij behorende maximale hypothecaire leningen, bedoeld in artikel 29, vijfde lid, van de Wet bevordering eigenwoningbezit, zijn:

  • a. voor een- en meerpersoonshuishoudens:

     

    Inkomensklasse

    Inkomensklasse

    Maximale hypothecaire lening

    Maximale hypothecaire lening

     

    ondergrens

    bovengrens

    ondergrens

    bovengrens

    1

    € 27.999

    € 130.354

    2

    € 28.000

    € 28.499

    € 130.359

    € 132.682

    3

    € 28.500

    € 28.999

    € 132.686

    € 135.010

    4

    € 29.000

    € 29.499

    € 142.987

    € 145.448

    5

    € 29.500

    € 29.999

    € 145.453

    € 147.913

    6

    € 30.000

    € 30.499

    € 156.166

    € 158.764

    7

    € 30.500

    € 30.999

    € 158.769

    € 161.366

    8

    € 31.000

    € 31.499

    € 167.054

    € 169.743

    9

    € 31.500

    € 31.999

    € 169.748

    € 172.437

    10

    € 32.000

    € 32.499

    € 178.308

    € 181.088

    11

    € 32.500

    € 32.999

    € 181.094

    € 183.875

    12

    € 33.000

    € 33.499

    € 186.904

    € 189.731

    13

    € 33.500

    € 33.999

    € 189.736

    € 192.563

    14

    € 34.000

    € 34.499

    € 192.568

    € 195.394

    15

    € 34.500

    € 34.999

    € 195.400

    € 198.226

    16

    € 35.000

    € 35.499

    € 198.232

    € 201.058

    17

    € 35.500

    € 35.999

    € 201.064

    € 203.890

    18

    € 36.000

    € 36.499

    € 203.896

    € 206.722

    19

    € 36.500

    € 36.999

    € 206.728

    € 209.554

    20

    € 37.000

    € 37.499

    € 209.559

    € 212.386

    21

    € 37.500

    € 37.999

    € 212.391

    € 215.218

    22

    € 38.000

    € 38.499

    € 215.223

    € 218.049

    23

    € 38.500

    € 38.999

    € 218.055

    € 220.881

    24

    € 39.000

    € 39.499

    € 220.887

    € 223.713

    25

    € 39.500

    € 39.999

    € 223.719

    € 226.545

    26

    € 40.000

    € 40.499

    € 226.551

    € 229.377

    27

    € 40.500

    € 40.999

    € 229.383

    € 232.209

    28

    € 41.000

    € 41.499

    € 232.214

    € 235.041

    29

    € 41.500

    € 41.999

    € 235.046

    € 237.873

    30

    € 42.000

    € 42.499

    € 237.878

    € 247.914

    31

    € 42.500

    € 42.999

    € 247.914

    € 247.914

    32

    € 43.000

    € 43.499

    € 247.914

    € 247.914

    33

    € 43.500

    € 43.999

    € 247.914

    € 247.914

    34

    € 44.000

    € 44.499

    € 247.914

    € 247.914

    35

    € 44.500

    € 44.999

    € 247.914

    € 247.914

    36

    € 45.000

    € 45.499

    € 247.914

    € 247.914

    37

    € 45.500

    € 45.999

    € 247.914

    € 247.914

    38

    € 46.000

    € 46.499

    € 247.914

    € 247.914

    39

    € 46.500

    € 46.999

    € 247.914

    € 247.914

    40

    € 47.000

    € 47.499

    € 247.914

    € 247.914

    41

    € 47.500

    € 47.999

    € 247.914

    € 247.914

    42

    € 48.000

    € 48.499

    € 247.914

    € 247.914

    43

    € 48.500

    € 48.999

    € 247.914

    € 247.914

    44

    € 49.000

    € 49.499

    € 247.914

    € 247.914

    45

    € 49.500

    € 49.999

    € 247.914

    € 247.914

    46

    € 50.000

    € 50.499

    € 247.914

    € 247.914

    47

    € 50.500

    € 50.999

    € 247.914

    € 247.914

    48

    € 51.000

    € 51.499

    € 247.914

    € 247.914

    49

    € 51.500

    € 51.999

    € 247.914

    € 247.914

    50

    € 52.000

    € 52.499

    € 247.914

    € 247.914

    51

    € 52.500

    € 52.999

    € 247.914

    € 247.914

    52

    € 53.000

    € 53.499

    € 247.914

    € 247.914

    53

    € 53.500

    € 53.999

    € 247.914

    € 247.914

    54

    € 54.000

    € 54.499

    € 247.914

    € 247.914

    55

    € 54.500

    € 54.999

    € 247.914

    € 247.914

    56

    € 55.000

    € 55.499

    € 247.914

    € 247.914

    , en

  • b. voor een- en meerpersoonsouderenhuishoudens:

     

    Inkomensklasse

    Inkomensklasse

    Maximale hypothecaire lening

    Maximale hypothecaire lening

     

    Ondergrens

    Bovengrens

    Ondergrens

    Bovengrens

    1

    € 27.999

    € 104.694

    2

    € 28.000

    € 28.499

    € 104.697

    € 106.563

    3

    € 28.500

    € 28.999

    € 106.567

    € 108.433

    4

    € 29.000

    € 29.499

    € 119.068

    € 121.116

    5

    € 29.500

    € 29.999

    € 121.121

    € 123.169

    6

    € 30.000

    € 30.499

    € 134.171

    € 136.403

    7

    € 30.500

    € 30.999

    € 136.407

    € 138.639

    8

    € 31.000

    € 31.499

    € 150.008

    € 152.422

    9

    € 31.500

    € 31.999

    € 152.427

    € 154.842

    10

    € 32.000

    € 32.499

    € 160.712

    € 163.218

    11

    € 32.500

    € 32.999

    € 163.223

    € 165.729

    12

    € 33.000

    € 32.499

    € 168.758

    € 171.310

    13

    € 33.500

    € 33.999

    € 171.315

    € 173.867

    14

    € 34.000

    € 34.499

    € 176.988

    € 179.586

    15

    € 34.500

    € 34.999

    € 179.591

    € 182.189

    16

    € 35.000

    € 35.499

    € 185.401

    € 188.045

    17

    € 35.500

    € 35.999

    € 188.050

    € 190.693

    18

    € 36.000

    € 36.499

    € 193.998

    € 196.687

    19

    € 36.500

    € 36.999

    € 196.692

    € 199.381

    20

    € 37.000

    € 37.499

    € 202.778

    € 205.512

    21

    € 37.500

    € 37.999

    € 205.518

    € 208.253

    22

    € 38.000

    € 38.499

    € 208.258

    € 210.993

    23

    € 38.500

    € 38.999

    € 210.998

    € 213.733

    24

    € 39.000

    € 39.499

    € 217.313

    € 220.093

    25

    € 39.500

    € 39.999

    € 220.099

    € 222.879

    26

    € 40.000

    € 40.499

    € 222.885

    € 225.665

    27

    € 40.500

    € 40.999

    € 225.671

    € 228.451

    28

    € 41.000

    € 41.499

    € 232.214

    € 235.041

    29

    € 41.500

    € 41.999

    € 235.046

    € 237.873

    30

    € 42.000

    € 42.499

    € 237.878

    € 247.914

    31

    € 42.500

    € 42.999

    € 247.914

    € 247.914

    32

    € 43.000

    € 43.499

    € 247.914

    € 247.914

    33

    € 43.500

    € 43.999

    € 247.914

    € 247.914

    34

    € 44.000

    € 44.499

    € 247.914

    € 247.914

    35

    € 44.500

    € 44.999

    € 247.914

    € 247.914

    36

    € 45.000

    € 45.499

    € 247.914

    € 247.914

    37

    € 45.500

    € 45.999

    € 247.914

    € 247.914

Deze regeling zal met de toelichting in de Staatscourant worden geplaatst.

De Minister van Volkshuisvesting en Ruimtelijke Ordening,

M.C.G. Keijzer